Frequently asked questions related to Workers’ Compensation claims:
If you are a dependent of a worker who died as a result of an injury at work, you may be entitled to significant benefits. These benefits include burial expenses, unpaid compensation due at the time of death, and payment to dependents. Dependents of certain employees may also be entitled to special benefits from the employer’s pension plan. If you believe you may be a dependent of an injured worker, contact us so we can help you obtain any benefits to which you may be entitled.
This is a benefit provided to workers who have been injured on the job, have some residual permanent disability, and aren’t able to return to their prior job due to permanent work restrictions. You may be entitled to a voucher to help pay for retraining, and other related expenses. You may also be entitled to a supplemental benefit of $5,000.00 from the Return to Work Supplement Program.
Permanent disability is a reflection of an injured workers reduction in earning capacity due to a work related injury. Once you have received sufficient medical treatment, your doctor will determine if you have reached maximum medical improvement, meaning, your condition is unlikely to change substantially in the next year without medical treatment. If you have reached maximum medical improvement, your doctor will determine if you have permanent disability. Permanent disability reflects the percentage of permanent effect the industrial injury has had on your ability to compete in the open labor market. Like temporary disability payments, permanent disability payments are paid by the insurance carrier every two weeks.
Temporary disability is another essential benefit of the workers’ compensation system. If you experience wage loss due to an inability to work due to a work related injury, you may be entitled to temporary disability. Temporary disability benefits are typically paid by the insurance carrier every two weeks and are calculated based on your average weekly wages. If you are entitled to temporary disability and the insurance carrier is not paying the benefits or is not paying the benefits timely, you may be entitled to additional compensation.
Medical care is an essential benefit of the workers’ compensation system. Injured workers are entitled to any and all medical treatment necessary to cure and relieve the effects of a work related injury. Medical care may include access to a primary treating physician, access to necessary specialists, medication, surgical intervention, physical therapy, acupuncture and other rehabilitory methods. An essential function of a workers’ compensation attorney is to ensure that injured clients have swift access to the medical treatment he or she needs. At Johnson Sandhu, we strive to get our clients the medical care they need as quickly and as seamlessly as possible.
If you decide to pursue a claim, you may be entitled to medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits, or death benefits. Each of these benefits require you to qualify for them. To insure you receive the maximum benefits to which you are entitled, contact us today.
You decide when you want to submit your claim form or if you want to submit the claim form at all. It is important to keep in mind, submission of your claim form signifies the start to your claim; an insurance company need not make a decision on your claim, until the claim form is returned.
You should report your injury as soon as is practical, however if you do not report it within 30 days, the insurance company may use that as a basis to deny your claim. In that situation, all is not lost, contact us and we can help.
Within one working day after you report your work related injury, your employer is required to provide you with a claim form. If your employer does not offer you a claim form, as often is the case, ask for one to be provided to you. A claim generally starts when you submit a claim form which formally advises your employer that you need treatment, or time off due to a work related injury. If your employer refused to provide you with a claim form, contact us and we can get the process started for you